Specialising in Consumer Credit Law, AML/CFT & Privacy Law

 

PRACTICE

AREAS

CONSUMER CREDIT

Having been sole in-house legal counsel for a number of creditors as well as Senior Counsel at the Commerce Commission, I am well placed to:
 

  • advise on your obligations under the Credit Contracts and Consumer Finance Act 2003

  • advise on the application and implementation of the Responsible Lending Code

  • assist in drafting credit documentation

  • provide strategic and practical advice in respect of regulator engagement

  • assist in the preparation of responses to the Commerce Commission, including preparation for attendance at meetings and voluntary or compulsory interviews

  • advise on marketing collateral.

AML/CFT

As the former Head of Compliance and AML Compliance Office for a large DBG (Designated Business Group) I offer legal advice from a commercial perspective. In particular I can:

  • assist in the preparation, drafting and/or review of your business Risk Assessment

  • assist in the planning and preparing of your AML Programme

  • provide advice and assistance in developing and implementing sustainable monitoring processes

  • draft or review applications and on-boarding processes for CDD compliance (including EIDV and biometrics solutions)

  • provide training to your board, executive leadership and staff about compliance with the legislation

  • assist in audit preparation (external and/or regulator)

  • provide advice on the interpretation of AML/CFT legislation

  • facilitate regulator engagement from enquiry to management of enforcement action

  • assist with actioning remedial work following audit or regulator review.

PRIVACY
The Privacy Act, and the information privacy principles at the heart of the Act, impacts all businesses. In addition to acting as the Privacy Officer in a number of my roles, I am in a position to offer particular advice in respect of the credit reporting industry I can:
 
  • assist in developing your business privacy policy
  • provide training in the application and implementation of the Information Privacy Principles
  • provide advice on what the Privacy Act means for you and your business
  • assist in the development of solutions using personal information in a way that is compliant with legislation
  • assist in the management of any complaints made to your Privacy Officer or made to the Office of the Privacy Commissioner
  • provide advice around the Credit Reporting Privacy Code, its application, processes that apply and the obligations of credit reporters and subscribers and the rights of consumers.
 

 PROFILE

Fiona Hall is a barrister and solicitor specialising in consumer credit, AML/CFT and privacy law. After her admission to the bar in 1987, Fiona initially practised general commercial litigation and banking law at large law firms in both Auckland and London, before moving in-house. Her

in-house counsel roles covered a number of credit and credit related businesses as well as for a government regulator.

 

Fiona has extensive practical commercial experience that complements her legal expertise, having acted as the head of compliance and both privacy officer and AML compliance officer in conjunction with her legal roles. Fiona has developed and implemented a number of AML/CFT programmes and now advises reporting entities on their AML/CFT obligations. Fiona was an invited speaker at the annual NZ Police FIU AML/CFT conference in 2015, and more recently has spoken at the AML Summit (Auckland, March 2017), the Infinity Law Conference (Wellington, May 2017) and co-presented the ADLS webinar “Anti-Money Laundering for Lawyers” (May, 2017). She is a member of the ADLS sub-committee on AML/CFT.

 

Fiona brings the knowledge gained as a member of the leadership teams in the businesses she has advised together with her experience working for a regulator enforcing consumer legislation, to offer comprehensive advice in her areas of expertise. In particular, Fiona recognises the impact and significance that regulatory compliance obligations can have on a business and the need for robust yet commercially sustainable processes to meet them. In addition to advising on how to meet these obligations, Fiona can also advise when businesses are facing regulatory enforcement action.

 

"Change is the law of life. And those who look only to the past or present are certain to miss the future."

John F. Kennedy
 

 

CONTACT

MY ADDRESS

P.O. Box 6912, Wellesley Street, Auckland 1141

Level 4, 43 High Street, Auckland 1010, New Zealand

Email: fiona@fionahall-law.com
T:  +64 9 309 9833

M: +64 (021) 893 060

 

Click Here to Find Me

For a coffee catch up to discuss your requirements or for any general inquiries, please fill in the following contact form:

 
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